The Bank had an operational efficiency (quotient between expenses and revenues) greater than 60%. Marcelo Krebs coordinated an EVERIS consulting project to lower that index to less than 50%, with cost reduction initiatives that did not have an impact on the operation, and improved revenues.

This allowed to leave a very attractive Bank for investors that was acquired by Banitsmo, then HSBC and finally by Davivienda de Colombia and continues to be one of the most efficient banks in the country.